Share Accounts

Whether you're looking to save for retirement or your next vacation, Fresno Police Department Credit Union has an account to fit your needs.

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Regular Share

All members of FPDCU have a Regular Share account. It is essentially your membership account with the credit union and can be used to save funds for any reason. You will need a valid driver's license or passport and a second form of ID (e.g. Badge, Student ID, Costco Card). You must have a Regular Share account in place in order to open any of the other Share Accounts offered.

Features

  • Minimum $25.00 Balance
  • $5.00 Membership Fee
  • .05% APR
  • No monthly service fees assessed
  • Direct Deposit Eligible
  • Free Online Banking Access

Share Draft

The Share Draft account is your basic purpose checking account. You must have a Regular Share account already in place to open a Share Draft account. Use it for your paycheck direct deposit, to pay bills, and make person to person payments.

Features

  • $0.00 Minimum Balance
  • No Direct Deposit Necessary
    • Direct Deposit Eligible
  • Free Debit Card
  • Free Online Banking/Bill Pay
  • Mobile Deposit Eligible
  • Receive 1 free check upon opening first checking account
  • No monthly service fees assessed

Club Accounts

Christmas Club

  • Must have regular share account in place to open
  • Annual Transfer into Regular Share Oct 1st
  • $5.00 Minimum Balance
  • .05% APR
  • $5.00 Fee Assess upon early withdrawal

Vacation Club

  • Must have regular share account in place to open
  • Annual Transfer into Regular Share May 1st
  • $5.00 Minimum Balance
  • .05% APR
  • $5.00 Fee Assess upon early withdrawal

Miscellaneous Share

You must have a Regular Share account already in place to open a Miscellaneous Share account.

Features

  • $5.00 Minimum Balance
  • No monthly service fee assessed

Super Saver

You must have a Regular Share account already in place to open a Super Saver account.

Features

  • $500.00 Minimum Balance
  • .15% APR- Balance of $10,001.00 or over
  • No monthly service fee assessed