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Rates & Fees


For a complete list of Fees click here.


LOAN RATES

Description Estimated Term Annual Percentage Rate
Line of Credit 15.00%

Overdraft 15.00%

Signature Loans
$1000 minimum 12 months 10.50%
$2000 minimum 24 months 11.50%
$3000 minimum 36 months 12.50%
$4000 minimum 48 months 13.50%
$5000 minimum 60 months 14.50%
Annual percentage rates are based on individual credit worthiness.
New Autos 7500 miles or Less - 100% Financing
$0-5000 36 months 2.25%
$5001- 48 months 2.25%
$7501- 60 months 2.25%
$15000- 72 months 2.75%
$25000- 84 months 3.25%
Used Autos Model Years 2003-2009
$0-5000 36 months 2.25%
$5001- 48 months 2.25%
$7501- 60 months 2.25%
$15000- 72 months 2.75%
$25000- 84 months 3.25%
Used Autos Model Years 2002 and Older Call for Rates.
Annual percentage rates are based on individual credit worthiness.
Recreation Vehicles Boats, Travel Trailers
New 7.90%
Used 8.90%

Motorcycles
New 4.25%
Used 5.25%
Annual percentage rates are based on individual credit worthiness.
VISA Cards
VISA 12.50%
VISA Platinum 8.40%
VISA - share secured 10.50%
Annual percentage rates are based on individual credit worthiness.
Share Secured 84 months 4.50%
Plus savings rate

SHARE RATES

Account APR APY
Regular Shares .25% .25%
Insurance .25% .25%
Minor .25% .25%
Christmas Club .25% .25%
Vacation Club .25% .25%
IRA .60% .60%
Super Saver* .50% .50%
*Over $10,000

CERTIFICATE RATES

Account Type APR APY

12 Month - $10,000-49,999 .65% .65%
18 Month - $10,000-49,999 .75% .75%
24 Month - $10,000-49,000 .85% .85%

12 Month - $50,000- .65% .65%
18 Month -$50,000- .75% .75%
24 Month - $50,000- .85% .85%

Rates are subject to change. Please call for current rate information.
Please call the credit union for current real estate loan rates.